Finance
From opening your first Portuguese bank account to filing IRS and navigating the new NHR 2.0 regime — everything expats need to manage money in Portugal. We explain the real cost of living across cities, social security contributions, Segurança Social registration, and the tax implications of keeping income abroad. Updated 2026 with current thresholds from Portal das Finanças.
IMT in Portugal 2026: Rates, Examples and the 7.5% Non-Resident Rule
IMT in Portugal runs 0-8% on a home, or a flat 7.5% for non-residents since May 2026. See 2026 rates, worked examples and how buyers get a refund.
Inheritance Tax in Portugal 2026: Who Pays the 10% [Guide]
Inheritance tax in Portugal is a 10% stamp duty, but spouses, children and parents pay 0%. See who owes it, what to file in 3 months, and the US/UK angles.
Recibos Verdes Portugal 2026: Freelancer Setup [7 Steps]
Recibos verdes in Portugal explained for expat freelancers: open activity, 23% withholding, 21.4% Segurança Social and a €30,000 worked example.
How Much Money to Move to Portugal in 2026 [Checklist]
How much money to move to Portugal? Budget the €110 visa fee, proof of €920 a month and up to €6,000 at lease signing. Get the 2026 checklist.
IMI Portugal 2026: Annual Property Tax for Expats [Guide]
IMI is Portugal's annual property tax, 0.3%-0.45% of your VPT for urban homes. See rates, payment dates, exemptions, and AIMI for high-value owners.
Minimum Wage Portugal 2026: €920 Salary Guide for Expats
Portugal's minimum wage is €920/month gross in 2026, paid 14 times a year, about €818 net. Plus the average salary and what it means for D7/D8 visas.
Can Russians Hold More Than €100,000 in a Portuguese Bank Account?
EU law caps Russian nationals' bank deposits at €100,000 per bank — unless you hold an EU, EEA or Swiss residence permit. Here is exactly how the rule works.
Sending Money From Portugal to India, Nepal, Bangladesh and Pakistan: How to Compare the Real Cost
Compare the true cost of sending money from Portugal to India, Nepal, Bangladesh or Pakistan in 2026: fees, FX margins, transfer limits and licensed operators.
Sending Money From Portugal to Angola and Cabo Verde: A Currency Guide
Compare ways to send money from Portugal to Angola and Cabo Verde in 2026: the fixed CVE rate, Angola's floating kwanza, fees, limits and licensed operators.
Sending Money to Portugal: Remittance and Transfer Fee Comparison (2026)
Compare 2026 fees for sending money to Portugal: Wise, Revolut, N26, and bank wire costs, EU cash-declaration rules, and legal options from Brazil and Russia.
Renting vs Buying in Portugal 2026: Real Math for Americans
Renting vs buying in Portugal: see 5-year costs in Lisbon, Porto & Braga, 2026 IMT rates, non-resident mortgage limits, and when buying breaks even.
Social Security in Portugal for Americans [2026 Guide]
Collecting Social Security in Portugal as an American: SSA direct deposit, the 1989 totalization treaty, taxes, and why Medicare covers nothing.